Actual Budget
Local-first budget app with envelope budgeting that syncs across devices
Self-hosted personal finance app that used to cost $500/year as a SaaS
Maybe Finance is the rare GitHub project that a non-developer can genuinely appreciate. The story makes it even better: the company was building a premium personal finance app, raised money, shut down, and then open-sourced everything. The result is a genuinely polished app that tracks all your accounts, investments, and net worth in one beautiful dashboard. The UI rivals paid apps like YNAB or Copilot Money, and the feature set is comprehensive. What makes Maybe Finance special is that it was designed by people who actually cared about personal finance UX, not developers who tacked on a finance feature. The self-hosted version means your financial data never leaves your control. The trade-off is that you need to handle the hosting yourself — there's no cloud version anymore. But if you're willing to run a Docker container, you get a premium finance app for free.
Best for users who are comfortable following setup instructions or running a self-hosted tool.
Track budgets and spending without the $99/year subscription fee
See all your accounts and investments in one visual dashboard